Please note these important reminders:
We have the right, at any time and in our sole discretion, to place any conditions or restrictions upon, or terminate, your access to and use of the Website and/or the Services, all without prior notice.
Accessing and Using the Website(s) and Acceptable Use
Company does not intend the Website or the Services to be used by persons or entities in countries or jurisdictions that require Company to obtain a registration or license. If you are in such a country or jurisdiction, you are not authorized to and agree that you will not use the Website or the Services.
You agree that you will not use the Website and/or the Services (1) for or in connection with any illegal activity in any country or jurisdiction, including but not limited to money laundering and the financing of terrorism, or (2) to post anything that is or may be considered offensive or abusive.
You agree that you will not use any device, software or routine to interfere or attempt to interfere with the proper working of the Website and/or the Services, such as:
Anything that could disrupt, negatively affect or inhibit other users, or could damage, disable, overburden or impair the Website and/or the Services;
Using any robot, spider, crawler, scraper or other automated means to access the Website and/or the Services or to extract data;
Using or attempting to use another user’s account without proper authorization;
Attempting to access any portion of the Website and/or the Services for which you do not have authorization;
Developing any third-party applications that interact with the Website and/or the Services; and
Encouraging or inducing anyone to engage in any of the foregoing or other impermissible activities.
You agree that all information you provide via the Website and/or the Services is and will be accurate, truthful, complete and not misleading.
Use of the Website and the Services; Intellectual Property Rights
You agree to comply with the copyright, trademark, trade secret, patent and other applicable intellectual property laws of the United States, as well as those of any other relevant jurisdiction. You will not remove, obscure or otherwise alter any copyright notices, trademark notices or other proprietary notices that are part of the Website and/or the Services. You agree that you will not use any trademarks belonging to Company in connection with any product or service that Company is not offering or providing, in any manner that is likely to cause confusion among users, or in any manner that disparages or discredits Company. All other trademarks appearing on this site are the property of their respective owners.
Registration and Accounts
You may be required to create an account in order to access and use the Services (your “Account”). You agree to: (1) provide accurate, current and complete information when creating your Account; (2) maintain and promptly update your Account information to keep it accurate, complete and current; (3) maintain the security and confidentiality of your login credentials and restrict access to your Account and your computer; (4) promptly notify Company if you discover or otherwise suspect any unauthorized access or use of your Account; and (5) take responsibility for all activities that occur under your Account and accept all risks of unauthorized access.
When you create an Account, you will be required to pick a user name and a password. You may not disclose your user name or password to any third party. Company reserves the right to limit the number of Accounts that you may hold, maintain or acquire.
Company collects personally identifiable information in two ways: (1) direct collection of personally identifiable information and (2) personally identifiable information collected through use of the Website and/or the Services.
Direct Collection of Personally Identifiable Information. In order to sign up for, access and use the Website and/or the Services, users may provide personal information such as name, postal address, e-mail address, telephone number, social security number, copy of photo ID, and date of birth.
Collection of Use Information. We may also collect certain personally identifiable information (as well as non-personally identifiable information) through the collection of use information as described below. This type of information includes anything that the Website and/or the Services may collect from the use of the technology and systems associated therewith, such as information about (1) location and device information (e.g., your hardware model, operating system and version, unique device identifier, mobile network information, and information about the device’s interaction with our services); (2) software you run (e.g., for anti-fraud and malware-prevention purposes); (3) viewing habits and reviews/ratings; and (4) payments, transfers and token purchases (e.g., when and where the transactions occur, the names of the transacting parties, a description of the transactions, the payment or transfer amounts, and the devices and payment methods used to complete the transactions). We also may collect information about how you use the Website and/or the Services, including your access time, browser type and language and Internet Protocol (“IP”) address.
Other technical methods may be used to track and analyze user traffic patterns on the Website and/or the Services. These technical means may involve the transmission of information either directly to us or to another party that is authorized by us to collect information on our behalf. We may also use these technical methods in e-mails that we send to users or links provided in those e-mails. This information may be collected in a form that is personally identifiable.
Uses of Collected Information
Company does not sell your personally identifiable information. However, we may share a user’s personally identifiable information with our affiliates, service providers, vendors, contractors and agents in connection with providing the Website and/or the Services. These entities provide services on our behalf as part of normal business operations of the Website and/or the Services. Personnel employed by these entities generally may have access to a user’s personally identifiable information for the purpose of performing duties for Company. However, these entities are contractually prohibited from using such information for other purposes. We also may use and share anonymized and/or aggregated information with to such third parties.
Company may also disclose personally identifiable information to protect against fraud, the security of records, to comply with applicable law or to respond to judicial process or regulatory authorities.
If all or part of the Website and/or the Services and/or our business is sold, or we or our affiliates undertake a corporate reorganization, you expressly consent to our transferring any information that you provide through the Website and/or the Services or that is otherwise collected by the Website and/or the Services to the new owner of the Website, Services or business, or to the successor entity in the reorganization.
The legal basis for the processing of personally identifiable information is that the processing is necessary for the legitimate interest of the data controller, being: (i) allowing users to use the Website more efficiently, (ii) facilitating the provision of the Services, (iii) understanding usage and campaign effectiveness, (iv) tracking and analyzing user traffic patterns.
Protection of Information
We seek to protect user personally identifiable information in our possession from unauthorized use or disclosure. For example, our security methods may include device safeguards, secured files and buildings and oversight of our third-party service provides or similar entities. That said, no data transmission or storage system can be guaranteed to be 100% secure and, thus, we do not guarantee that these safeguards will prevent the interception of personally identifiable information transmitted via the internet or that personally identifiable information stored in our systems, or that is otherwise in our care, will be safe from unauthorized use or some other form of intrusion by third-parties.
Third Party Websites
Retention of Personally Identifiable Information
Personally identifiable information shall be retained for as long as necessary for the purposes for which it was obtained or such longer period as required by law or applicable regulation. In some circumstances, such as where it is reasonably necessary for prospective legal proceedings or in the event of a dispute of fact, it may be retained for as long as the data controller considers it necessary for such further purpose.
Electronic Notice and Signature
You agree and consent to receive electronically all communications, agreements, documents, receipts, notices and disclosures (collectively, “Communications”) and that Company may provide these Communications to you by posting them via the Services, by emailing them to you at the email address you provide, and/or by sending an SMS or text message to a mobile phone number that you provide. You should maintain copies of all Communications. You may contact us through email at: should you have any questions regarding any Communication.
You further consent and agree that your use of a key pad, mouse or other device to select an item, button, icon or similar act/action while using any Service we offer, or in accessing or making any transactions regarding any agreement, acknowledgment, consent, terms, disclosures or conditions, constitutes your signature, acceptance and agreement as if actually signed by you in writing. Further, you agree that no certification authority or other third party verification is necessary to establish the validity of your electronic signature, and that the lack of such certification or third party verification will not affect the enforceability of your signature or any resulting contract between you and us.
Company makes no representation or warranty of any kind, implied, expressed or statutory, including but not limited to any warranties of non-infringement, merchantability and fitness for a particular purpose. You acknowledge and agree that you have not and will not seek to rely upon any warranty or representation in connection with your access to and use of the Website and/or the Services.
We and our licensors, service providers and subcontractors (if any) make no representations or warranties of any kind about the suitability of the information, software, products and services contained in the Website and/or the Services or their compliance with any accounting rules, principles or laws, and expressly disclaim any representation or warranty that the Website and/or the Services will be free from errors, viruses or other harmful components, that communications to or from the Website and/or the Services will be secure and not intercepted, that the Website and/or the Services and any capabilities thereof will be uninterrupted, or that their content will be accurate, complete or timely.
We cannot and do not guarantee or warrant that files available for downloading from the internet or the website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. To the fullest extent provided by the law, we will not be held liable for any loss or damage caused by distributed denial of service attacks, viruses or other technologically harmful material that may infect your computer equipment, programs, data or any other proprietary material due to your use of the Website and/or the Services.
From time to time, Company may use third-party service providers, and we provide and make no warranty about their services, and we shall not be held liable for any acts or omissions on the part of these third parties.
Limitation of Liability
You agree that all access and use of the Website and/or the Services is at your own risk. In no event shall our company, directors, members, employees or agents be held liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with the Website and/or the Services, or any linked site or use thereof or inability to use Website and/or the Services by any party, or resulting from any failure of performance, error, omission, interruption, defect, delay in operation or transmission, loss of data, loss of use, loss of profits, computer virus or line or system failure, even if we, or representatives thereof, are advised of the possibility of such damages, losses or expenses, whether in an action in contract, tort (including but not limited to negligence or otherwise).
To the maximum extent permitted by applicable law, in no event shall the aggregate liability of Company (including our directors, members, employees or agents), whether in contract, warranty, tort (including negligence, whether active, passive or imputed), product liability, strict liability or other theory, arising out of or relating to the use of, or inability to use, the Website and/or the Services exceed the amount of money that you have paid Company in connection with the Website and/or the Services.
No Offer or Advice
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Effective as of December 1, 2017.